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Banks, credit unions and finance companies
Alternatively, you can get your car loan directly from the lender, be it a bank, a credit union or a financial company. You can opt for a physical store or connect online with a lender like CarLoanDealer.com. In both cases, direct financing allows qualified applicants to obtain loan approval before visiting the dealership. With prior authorization, you can buy a car that already knows the conditions of your financing. This can help you stay on budget and negotiate the price.
