Can't find an ?
If a bank said no before, you can still describe the vehicle you want through Start Auto Loan. A participating dealer or lender may reach out. There is no obligation to take a loan.
- Bad credit applications welcome
- Dealers may contact you
- No obligation to borrow
- Not a lender
A simple path from form to a conversation
Start Auto Loan is an auto loan matching site and advertising platform. We help people describe a financing need and hear from participating dealers or lenders. We do not approve loans or fund vehicles.
How a financing request works
Tell us about the vehicle
Share the kind of car you want, your ZIP code, and how you prefer to be reached. The request is a matching form, not a signed loan.
Partners review your request
Participating dealers and lenders review the details you provide and decide whether they can discuss financing with you.
You choose next steps
If someone contacts you, you choose whether to continue. Any loan is between you and that dealer or lender, not Start Auto Loan.
Just looking around?
Popular auto financing requests
People use Start Auto Loan to ask about bad-credit loans, first-time buyer options, new and used vehicles, refinance, bankruptcy situations, motorcycle financing, and dealer-arranged deals.
Bad Credit Auto Loans
Turned down before because of credit? Ask participating dealers or lenders about options.
No Credit / First-Time Buyer
Little or no credit history? Ask about first-time buyer financing.
New Car Loans
Shopping a new vehicle from the factory lot? Ask about new-car financing.
Used Car Loans
Looking at a pre-owned car, truck, or SUV? Ask about used-vehicle financing.
Auto Refinance
Already making payments and want a different loan? Ask about refinance.
After Bankruptcy
Rebuilding after a bankruptcy filing? Ask participating partners about next steps.
Motorcycle Financing
Need a loan for a street bike, cruiser, or scooter? Ask about motorcycle financing.
Dealer Financing
Want a dealership to shop lenders for you? Ask about dealer financing.
Find auto financing in your state
Open a state to see local market notes, then request contact from participating dealers or lenders who work with shoppers there.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Latest news and insights
View More
Nov 6, 2026 · Auto Loan Comparison, Auto Financing Options
Online Auto Loan Network vs Applying Directly to a Lender
Compare an online auto loan network vs applying directly to a lender: see how each path affects offers, privacy, and approval odds for bad credit.
Nov 6, 2026 · Auto Financing, Auto Loan Process & Education
Auto Loan for Self Employed Borrowers Without Pay Stubs
Self employed and lacking pay stubs? Learn how bank statements and P&L reports can get you approved for an auto loan with a larger down payment.
Nov 6, 2026 · First-Time Buyer Financing, Auto Loan Education
Loan to Value Ratio for First Time Car Buyers Explained
Understand how your loan to value ratio as a first time car buyer shapes approval and rates, and learn the down payment moves that improve your terms.
Common questions